“If a hammer is the only tool in your box,
then everything you see will look like a nail…”
I am sure you have a few people who come to mind when you think of this little slogan in terms

“The shortest pencil is better than
The longest memory.” Anonymous
Can I get a witness?!?  I hope I already have you smiling…c’mon you know you identify with this thought; especially if you are part of the “silver streaks”,the “gray brigade”

“Anxiety does not empty tomorrow of its sorrow,
but only empties today of its strength.”
Charles Spurgeon
Just so we are on the same page the word anxiety has some “kissin’” cousins named worry, fretfulness, apprehension and angst…and oh, yes

“Talent is God-given’ be humble. Fame is man-given; be grateful.
Conceit is self-given; be careful.” …John Wooden
I suppose with March Madness underway it is only fitting that I would grab a quote from one of my most favorite men

“There’s no abiding success without commitment.”
Neale Donald Walsch
There is that word again, commitment…Today we are asked to commit to many things from committing to a candidate, committing to a fiancée at the altar, committing to a program at

Death is not the greatest loss in life.
The greatest loss is what dies inside us while we live.
Norman Cousins
The more the years of the river of life flow under the bridge of time a “thought” like this

“Don’t judge or look at my past too hard…
I do not live there anymore.” anonymous
I saw this quote the other day and it totally resonated in my spirit. It is an anonymous quote that is “crammed” full of

“Miracles start to happen when you give as
much energy to your dreams as you do to
your fears.” Unknown author
Who needs a miracle? O.K. I see those hands. Of course in some way every day we all can

“Sometimes the fruit you reach for is sweeter
than the fruit that falls to the ground at your feet.”…
American Indian Proverb
As a lad I spent many summers in the apple and peach orchard picking fruit as summer work,

“Time stays long enough for those who use it.”
Leonardo Da Vinci
A rather profound, proper and piercing statement to say the least. And perhaps no better statement for our consideration this first Monday of February. I say that merely

“That idea will never see the light of day…”
How many times has an associate in business heard those disparaging words from a superior during the course of a career? To be sure those words can and do crush the

“I will win, why? I’ll tell you why. Because
I have faith, courage and enthusiasm!!”
Salesman’s mantra
Years ago (more years than I care to remember) I started an Insurance agency with my main company being one that was less